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Website Terms and Conditions
 
Advance loan TERMS AND CONDITIONS
By accessing the AdvanceLoan.net web site and using the 
services on this site, you agree to be bound by the terms 
and conditions ("Terms") below. Please read these Terms 
carefully. If you do not agree to these Terms, do not access 
or use this web site. The AdvanceLoan.net web site is operated 
by Solaris Systems Ltd. All references below to AdvanceLoan.net 
include Solaris Systems Ltd.

Loan Matching Service 
AdvanceLoan.net's loan matching service matches consumers with 
prospective lenders participating in AdvanceLoan.net's direct 
network of payday loan lenders ("participating lenders"). To 
use the service, you must complete one or more online application 
forms that request specific information from you, including, but 
not limited to, your name, address, telephone number, email 
address, social security number, banking account information, 
and employment information. AdvanceLoan.net's collection and 
use of this information is subject to this site's Privacy Policy. In 
order to use this web site or the service, you must agree to the 
separate terms and conditions set forth in the Privacy Policy, which 
are incorporated herein by reference.

Once a consumer submits the application form(s) to 
AdvanceLoan.net, AdvanceLoan.net shares your information with 
one or more participating lenders. By submitting the application 
form(s), you understand and agree that you are submitting an 
inquiry about a loan product to AdvanceLoan.net and each of 
the participating lenders to whom AdvanceLoan.net transmits 
your loan request. By submitting the application form(s), you are 
extending an express invitation to AdvanceLoan.net and each of 
the participating lenders with whom your information is shared 
to contact you by any means (including, without limitation, email, 
telephone, and direct mail) so that they may assist you with your 
transaction or provide information to you about additional offers in 
which you may be interested.

Participating lenders who receive your application information 
from AdvanceLoan.net review your information in real-time to 
determine whether your information meets the lender's loan 
qualification criteria. Participating lenders may, among other 
things, verify your social security number, perform a credit 
check, and review your information against national databases 
(such as Teletrack, DP Bureau or DataX) that tracks consumer 
transactions with lending institutions. By submitting the 
application form(s), you agree to allow participating 
lenders to review, verify, and research your information 
in such manner. 

If a participating lender determines that your application meets 
its loan qualification criteria, the AdvanceLoan.net web site will 
open a new web page identifying the name(s) and contact 
information of the lender(s), or redirect your browser to the 
lender's web site. You understand and agree that, once you 
have been redirected to the lender's web site, AdvanceLoan.net 
has no further involvement in the loan application or approval 
process. Your subsequent interactions with the lender are subject 
to privacy policy, terms of use, and other policies and/or terms 
enforced by that lender.

AdvanceLoan.net is not a lender and does not make loans or 
credit decisions in connection with its loan matching service. 
AdvanceLoan.net does not guarantee acceptance into any 
particular loan program or specific loan terms of conditions 
with any participating lender. AdvanceLoan.net does not 
guarantee that the price, product, availability, rates, fees, or 
any other loan terms offered and made available by participating 
lenders through the loan matching service are the best 
terms available in the market.

AdvanceLoan.net does not endorse or recommend the 
products of any particular lender. AdvanceLoan.net is not an age
nt of you or any participating lender. AdvanceLoan.net is not 
involved with the lender's use and/or review of your application 
information or in making a determination about whether you meet 
a particular lender's loan qualification criteria. The lender 
is solely responsible for its services to you, and you 
agree that AdvanceLoan.net shall not be liable for any 
damages or costs of any type arising out of or in any 
way connected with your use of the loan matching 
service. You understand that participating lenders may 
keep your application information, whether
or not you are qualified for a loan with them.

Control over Features, Functions, and Access to the 
Service AdvanceLoan.net reserves the right to change any 
information, features 
and/or functions of the loan matching service without prior notice.
AdvanceLoan.net may deny you access to all or part of the services 
without prior notice if you engage in any conduct or activities that 
AdvanceLoan.net determines, in its sole discretion, violate these 
Terms, the rights of AdvanceLoan.net or any third party, or is 
otherwise inappropriate. AdvanceLoan.net is not responsible for 
any errors or delays in providing the loan matching services caused 
by errors in any of the application information provided by you or
by any technical problems beyond our reasonable control.

Disclaimers and Limitations 
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, 
AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." 
AdvanceLoan.net EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY 
KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER 
WHATSOEVER RELATING TO THIS WEB SITE AND ANY 
INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED 
HEREIN, INCLUDING WITHOUT LIMITATION THE 
WARRANTIES OF TITLE, NON-INFRINGEMENT, 
MERCHANTABILITY, OR FITNESS FOR A PARTICULAR 
PURPOSE. AdvanceLoan.net MAKES NO WARRANTY AS TO 
THE RESULTS THAT MAY BE ACHIEVED BY USING THIS 
WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS 
AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB 
SITE AND/OR AdvanceLoan.net'S SERVICES IS AT YOUR 
OWN RISK. 

AdvanceLoan.net AND/OR ITS PARTICIPATING LENDERS 
OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, 
AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, 
SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE 
PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, 
INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, 
OR PUNITIVE DAMAGES OR OTHER INJURY ARISING 
OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF 
THIS WEB SITE AND/OR AdvanceLoan.net'S SERVICES OR 
WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, 
OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS 
AND SERVICES OBTAINED THROUGH THIS WEB SITE, 
OR OTHERWISE ARISING OUT OF THE USE OF THIS 
WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, 
FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, 
NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, 
EVEN IF AdvanceLoan.net OR ITS PARTICIPATING LENDERS 
HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. 
SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY 
AND DISCLAIMER OF IMPLIED WARRANTIES, 
SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY 
NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE 
LIABILITY OF AdvanceLoan.net, ITS PARTICIPATING 
LENDERS, AND THEIR OFFICERS, DIRECTORS, 
AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, 
SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND 
SERVICE PROVIDERS IS LIMITED 
TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnity 
As a condition of using this web site and/or the 
services offered herein, you agree to indemnify 
AdvanceLoan.net and its participating lenders 
from and against any and all liabilities, expenses 
(including attorneys' fees) and damages arising out 
of claims resulting from your use of this web site, including 
without limitation any claims alleging facts that 
if true would constitute a breach by you of these 
Terms.

Links to Third Parties 
This web site may contain links to other web sites 
operated by participating lenders or other third parties. 
Such links are provided for your convenience and 
reference only. AdvanceLoan.net does 
not operate or control in any respect any information, 
software, products or services available on such 
third party sites. AdvanceLoan.net's inclusion of a link 
to a web site does not imply any endorsement of 
the services or the site, its contents, or its 
sponsoring organization.

Dispute Resolution 
Any controversy or claim arising out of or relating 
to the use of the web site, to the goods or services 
provided by AdvanceLoan.net, or 
to any acts or omission for which you may 
contend AdvanceLoan.net is liable, including but not 
limited to any controversy or claim as to arbitrability 
("Dispute"), will be settled finally and exclusively by 
binding arbitration in accordance with the commercial 
arbitration rules of the American Arbitration Association 
in effect at that time. The arbitration will be conducted 
in Palm Beach County, Florida and judgment on the 
arbitration award may be entered into any court of 
competent jurisdiction in Palm Beach County, Florida. 
No arbitrator shall have the power to award damages 
in connected with any Dispute in excess of actual 
compensatory damages and shall not multiply actual 
damages or award consequential, punitive 
or exemplary damages, and each party irrevocably 
waives any claim thereto. The agreement to arbitrate 
shall not be construed as an agreement to the joinder or 
consolidation of an arbitration under this greement with 
an arbitrationdisputes or claims of  of any non-party, 
regardless of the nature of the issues of disputes 
involved. 

THESE TERMS PROVIDE THAT ALL DISPUTES 
BETWEEN YOU AND AdvanceLoan.net WILL BE 
RESOLVED BY BINDING ARBITRATION. 
THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT 
TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO 
GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING 
CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED 
BY NEUTRAL ARBITRATORS AND NOT A JUDGE 
OR JURY. By using AdvanceLoan.net's service, 
you consent to these restrictions.

In the event the arbitration provisions herein 
become inapplicable or unenforceable, or in 
any instance of any lawsuit between you and 
AdvanceLoan.net, you agree that jurisdiction 
over and venue of any suit shall be exclusively 
in the state and federal courts sitting
 in Palm Beach County, Florida. You agree that 
regardless of any statute or law to the contrary, 
any claim or cause of action arising out of or related 
to use of the services must be filed within one (1) 
year after such claim or cause of action arose or 
be forever barred.

Other Terms 
These Terms constitute the entire agreement 
between you and AdvanceLoan.net. These Terms 
shall be governed by the laws of the State of Florida 
without regard to its conflict of law provisions. 
If any part of these Terms is determined unenforceable 
pursuant to applicable law, then the invalid and 
unenforceable provision will be deemed superseded 
by a valid and enforceable provision that most 
closely matches the intent of the original provision 
and the remainder of these Terms shall remain in effect. 
Any failure by AdvanceLoan.net to exercise or enforce 
any right or provision of these Terms will not be 
deemed a waiver of such right or provision. 
AdvanceLoan.net may amend these Terms at any 
time by posting the amended terms on its web site. 
All amended terms are automatically effective 
immediately, upon posting.

Questions 
You may direct any questions concerning these 
Terms to:

AdvanceLoan.net
8101 Sandy Spring Rd 
Laurel, MD 20707

Copyright (c) 2008 AdvanceLoan.net. All rights reserved. 
Other product and company names mentioned herein, 
including the names of participating lenders, may be 
the trademarks of their respective 
owners.
    
    
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